Personal InsuranceOur goal at Brown Insurance Group is to protect you and your family from the unexpected by finding the right coverage at an affordable rate. If you need Auto, Home, Umbrella or any other personal insurance coverage, we can tailor a package to fit your individual personal insurance needs. Our number one priority is to protect your family from any unforeseen event that may be a burden to your family in the future. Our Personal lines staff is here to answer any questions you may have and research the best policy for your needs. Brown Insurance Group strives to build long term relationships with our clients by providing advice on which Personal Lines plan is best for them and provide the best possible customer service when you have a claim. If you have a loss or claim, it pays to know there is a company you can trust to protect you and your family.
- Vacation Homes
- Beach Homes
- Renters Insurance
- Landlord Protection
- Secondary Residences
- High Value Homes
- Flood Insurance
Auto InsuranceIf you drive a sedan, hybrid, minivan, station wagon, SUV, pickup truck or anything in between, Brown Insurance Group can provide personalized car insurance quotes that are right for you. If trouble comes along, we’ll make sure you’re taken care of every step of the way. Brown Insurance Group can also insure your Motorcycle, Classic Car, Motor Home & RV, Boat & Jet Ski, Golf Cart, and ATV!
Farm & Ranch InsuranceBrown Insurance Group specializes in Farm & Ranch insurance coverage. We can offer competitive plans for your home, ranch, auto and umbrella. Farm & Ranch Liability Insurance We offer competitive coverages for your farm. Our companies offer package policies to cover your Home, Buildings, Equipment, Supplies and Personal & Farm Liability. Farm & Ranch Auto Insurance We offer competitive coverages for your Farm Trucks, Trailers, or other licensed vehicles used in your farming operation. We can offer discounts for seasonal use. Farm & Ranch Umbrella Insurance We offer competitive Excess Limits Liability policies to cover in an all encompassing policy Misc. Farm & Ranch Coverages Insurance We can offer those coverages not covered under the package policy. These are coverages for Off Road Vehicles, Boats, Farm Products, Animal Liability, and many others. Additional Optional Coverages may include:
- Fire Legal Liability
- Employers Liability
- Equine Liability
Personal UmbrellaAn umbrella policy provides additional layers of liability protection. If the liability limits are exhausted on your home, auto, or other underlying insurance policy, your umbrella insurance policy takes over and provides you with additional protection. The cost is minimal compared to the comfort of knowing you’re covered.
Contact Brown Insurance Group today for a quote.
LEARN MORE ABOUT HOMEOWNERS INSURANCE
The coverage you have depends upon the type of policy you have. Unlike auto insurance, where the policies are pretty much the same, homeowners policies can be quite different, depending on the “form” number. The most common types of homeowner policies are:
- HO1 Basic or Standard policy
- HO2 Broad form
- HO3 Special (also called Deluxe, All Risk)
- HO4 Renters policy
- HO5 Enhanced Special Coverage
- HO6 Condo policy
- HO8 Older Home Policy
- Cash – $200
- Jewelry – $1,000
- Firearms – $2,500
- Silverware – $2,500
LEARN MORE ABOUT AUTO INSURANCE
Auto Insurance isn’t just a good thing to have to protect you financially in the case of an accident – in many states it’s required. All of the Insurance companies we represent provide a wide range of auto Insurance products at a fair price. Your price gets even better if you qualify for any of our available discounts. When applying for auto Insurance, you’re usually asked whether you want collision and/or comprehensive coverage, how high you want your deductible to be, what liability limits you want, and whether you want any types of optional coverage. Make sure you understand what these terms mean and how much coverage is right for you.
- Standard and Preferred auto Insurance
- High Risk auto Insurance
- Classic autos / High Valued autos
- Special program for Mature/Elderly Drivers
- Discounts that are available
- Recreational vehicles / Boats
- Collision coverage insures you against damage to your vehicle caused during an accident.
- Comprehensive (other than collision) coverage insures you against all other physical damage to your car caused by such events as fire, theft, flood, and vandalism.
LEARN MORE ABOUT MOTORCYCLE INSURANCE
We are a Georgia based insurance agency that specializes in motorcycle coverage. We will shop the best motorcycle insurance companies in Georgia to find you the best coverage at an affordable price. Contact us for a free, no-obligation quote. Insurance companies will take into consideration many different factors when insuring your motorcycle in Georgia. One company is not always the best fit for everyone, that is why we compare companies for you. These factors include:
- Driving record
- Credit History
- Your Age, Address
- The Type of Motorcycle
- The Number of Drivers
- Multiple policies with our company
- Safety courses that you may have taken
- Insurance on more than one motorcycle
LEARN MORE ABOUT BOATS & WATERCRAFT
At Brown Insurance Group, we can offer a wide variety of coverages and options for your boat, jet ski or personal watercraft. Some boats or smaller watercraft may even be covered under your current homeowners policy. The size, type and value of your boat, personal watercraft or jet ski will be part of the determining factors in evaluating your insurance coverage needs. Let one of our experienced agents give you the coverage you need and make recommendations to best fit your situation. The following list some of the many coverages that we can offer: Physical Damage Coverage – Adding this coverage to your policy protects your boat while in storage and during transport. This covers your boat as well when out of the water, including but not limited to: fire, lighting, vandalism or theft. You can also obtain emergency service reimbursement for expenses related to towing, labor or supplies. Liability Coverage – This coverage will assist you in the event of a collision with another boat, dock or other boaters. These areas protect you for:
- Personal Liability – protecting you or family member if you have an accident that causes injury to another person.
- Medical Payments – covering medical expenses if you or someone in your boat is involved in an accident.
- Property Damage – damage that may be caused to another persons property while operating your watercraft.